VIMcredit offers all its customers the same conditions. We have no hidden fees, footnotes or fine print. The cost of our services depends on three factors:

1. 1. Refinancing rates of the Czech National Bank at the time of application for financing.
   2. Estimates of your debtor who must pay your invoice provided to us for financing.
   3. Your firm's ratings. It is not the credit rating of your company that plays a role here, rather then the general background of the company and the director, the legal relationship with the debtor, with other companies. This is standard KYC and AML practice for branches of any financial institution.

For a general understanding of the pricing system of our services, below is an example of the calculation of the VIMcredit commission.