No, it is not connected.

Factoring is not actually a loan, but an assignment of a claim.

In addition, even if your company has a bad credit history and banks do not want to lend to you, this does not affect VIMcredit's decision to finance your company. Rather, we are interested in the financial situation and credit rating of your customer (debtor), i.e. the company to whom you have sold goods or services with deferred payment.

VIMcredit does not provide banks with your personal data or any other data related to your company.