Policy on the use of cookies
(hereinafter referred to as "Principles")

1. WHAT IS THE USE OF COOKIES POLICY FOR?

1.1. General conditions

The terms of this cookie policy apply to www.vimcredit.com (hereinafter referred to as the "Website").

The purpose of this policy is to (1) inform the user about the list of cookies used and automatically downloaded to the user's device; and (2) inform about the purpose of installation and use of these cookies, as well as the time of their storage/installation on the user's device; and (3) inform the user about ways to disable and/or remove cookies from the device.

Every user has the right to read these policies by clicking on the following link: vimcredit.com/cookies/.

The information provided in this document is an integral part of the personal data protection policy on the website, which is available to the user at the following link: vimcredit.com/gdpr/.

If the user has any questions regarding this policy and/or the operation of cookies, he can contact the rights holder of this Website as follows:

send a written inquiry to this email address:info@vimcredit.com

If the user does not agree with and/or does not understand any of the terms of this policy, he must immediately stop using the Website.

1.2. Definition of terms

"Cookies" are mainly small pieces of data stored on the user's computer, tablet, mobile phone or other device that allow certain information to be recorded about each visit to the site, interaction with services, applications, tools and sending and receiving messages in order to identify the user regardless on the device it uses.

"User" means a legal or natural person who uses and/or has access to the Site.

"Copyright owner" means the following person in whose name the Website is registered:

VIMcredit a.s.
ID number: 095 05 318
Walterovo náměstí 985/6,
Jinonice, 158 00 Prague 5
Czech Republic
info@vimcredit.com

"Web" refers to a unit of information on the Internet, a source of web pages (documents) that are connected by a common theme and interconnected by links. The website is registered to the copyright owner and is bound to a certain domain which is its address. This policy has been developed for the following website: vimcredit.com

2. WHAT DO WE USE COOKIES FOR?

2.1. Intended use

The copyright owner uses cookies for the following purposes:

(1) store information about the User during his use of the Website.

(2) to identify the User (recognizing the browser and/or device each time the User logs in to the Website, saving screen and browser settings and/or saving the User's login name and password for logging in to the Website).

(3) for third parties who advertise on the Website and/or track information about Users in order to provide targeted advertising or analyze the use of the Website.

(4) to analyze website traffic from Users, to determine the effectiveness of promotional content and its popularity among Users.

(5) for the operation of individual sections/pages of the Website (where the use of cookies is necessary).

(6) to improve usability and navigation on the Website.

(7) to improve the interaction between the Website and Users.

(8) to improve the quality of services and to ensure maximum comfort and convenience for Users when using the Website.

2.2. Types of information to be collected

The copyright owner does not use cookies to identify Users, but only to determine the way in which Users use the Website.

Through cookies, the copyright owner can collect the following information about Users:

(1) IP address, browser type and device you use to access the Website; and

(2) operating system and internet provider data; and

(3) information about the country from which you are logging in; and

(4) the date and time of the visit to the Website and, if applicable, the number of clicks the user made.

3. WHAT COOKIES DO WE USE?

According to generally accepted classifications, the following types of cookies currently exist:

(1) Technical cookies. They are necessary for the smooth and reliable operation of the Website. Disabling this type of cookie may limit the User's access to some features of the Website.

(2) Short-term cookies. They are temporary and store information about the User's activity in the browser for one session (ie until the User closes the browser).

(3) Long-term cookies. They are stored in the memory of the User's device for a certain period of time and are responsible for the User's personal preferences set in the browser (for example, the language settings of the browser and/or the font of the Website).

(4) Statistical cookies. They are needed to monitor the pages/sections of the Website visited by the user, as well as to identify possible errors in the operation of the Website. The information collected about Users using this type of cookie is anonymous and is necessary to effectively maintain and update the Website and to provide User-focused content.

(5) Third parties and cookies. They are needed for the following purposes: (a) collection of information by analytical platforms about website traffic by Users, creating a User portrait, as well as analyzing the effectiveness of the Website and marketing strategy; and (b) provision through third parties (marketing platforms or agencies) of personalized advertising and/or marketing content to Users on the Website and/or third party websites.

The Website uses the following cookies that belong to the copyright owner:

Login Cookies – storage of User registration data (24 months from registration)


The following third-party cookies may be used during website operation:

Google Ads Cookies – targeted advertising for users from Google,

Remarketing Cookies – remarketing advertising from Meta Platforms, Inc. (Facebook)

The Website may also use the following technologies to collect non-personal information and to track Users:

Pixels and beacons are used to track user behavior while using the website.

4. HOW TO DELETE/DISABLE COOKIES?

4.1. General provisions

By accessing the Website, the User consents to the use of cookies on the Website, as follows:

Each user can at any time disable cookies on the device from which they connect to the site and/or delete cookies that have already been downloaded to the device. If the User does not wish to turn off cookies and/or delete previously downloaded cookies, no further action on the part of the User is required in this case.

Please note that the copyright owner makes every effort to ensure that the User can use the Site without downloading cookies. However, the copyright owner does not guarantee that such cookies will not be downloaded at all due to the technical and functional characteristics of the Site.

Cookies may be stored on the User's device for several hours to several days or years, depending on the type of downloaded/used cookies.

4.2 How to disable cookies

The User has the option to turn off the use of cookies on the Website using the following steps:

select the "Settings" section and withdraw your consent to the use of cookies (simply uncheck the box).

The User can also disable cookies and/or delete them completely by changing their browser settings (it is also possible to delete/disable cookies set by other websites):

(1) For Google Chrome, you need to change your browser settings and configuration by following the instructions in the following link:

https://support.google.com/chrome/answer/95647?co=GENIE.Platform%3DDesktop&hl=cs.

(2) For Firefox, you need to change your browser settings and configuration by following the instructions at the following link:

https://support.mozilla.org/cs/

(3) For Internet Explorer, you need to change your browser settings and configuration by following the instructions at the following link:

https://support.microsoft.com/cs-cz/windows/odstran%C4%9Bn%C3%AD-a-spr%C3%A1va-soubor%C5%AF-cookie-168dab11-0753-043d-7c16-ede5947fc64d

(4) For Safari, you need to change your browser settings and configuration by following the instructions at the following link:

https://support.apple.com/cs-cz/guide/safari/sfri11471/mac